In today's era of e-banking, Core banking or centralize database is the most demanding requirement for all banks - Co-Operative, Scheduled or Nationalized - to get accurate, speedy and real time,up-to-date information about bank's exposure to risks arising out of interest fluctuations & liquidity position based on assets & liability ratios as well as other risks. Creation of data center, IT security & lease lines and proper disaster recovery back-up arrangements as well as the cost of core banking software involves huge investments. Nationalised banks - with a large branch network and no budget constraints -can afford to invest in high-end Core Banking solutions from big software companies.
However, for Co-operative and small size banks with limited branches, fund and manpower constraints, investment in Core Banking becomes more of a luxury! WinVision aims at catering to the needs of Co-operative and small sized banks, by providing an alternative cost-effective and efficient software solution that would facilitate data consolidation, as well as generation of MIS and statutory OSS & BSR Reports.